Credit Essentials
Your credit is the single most important element in your financial success.
As a homebuyer, your credit report and score will determine whether or not you will be approved for a mortgage and how much you will pay for your home over the life of your loan. The higher your credit score, the lower your interest rate will be.
As a homeowner, your credit report and score will determine your ability to refinance your mortgage or to obtain the credit you need to maintain your home.
For everyone, your credit score will determine the interest rate you pay on major purchases like a car or the amount you pay for car insurance. . It may also determine whether you get the job you want.
Why does your credit and credit score matter?
- An estimated 80% of credit reports contain errors that damage your credit rating (click here to download sample credit dispute letters)
- Identity thieves can destroy a strong financial foundation—don’t be a victim!
- Save yourself time and money by knowing your credit status before applying for loans
- Don’t miss out—there are simple and foolproof ways to raise your credit score
Start improving your credit profile, now!
- Meet with a Financial Coach for a confidential one-on-one counseling session. Find one near you...
- Take a class on raising your credit score. Find one near you...
- Schedule an online Credit Profile Meeting (credit assessment) today...
Credit News
State Farm Bank and HomeFree-USA Join to Make it Possible
Credit and Financial Resouces
Free yourself from finanical slavery. Click here to download a list of resources to increase your financial literacy, manage your money, and get out of debt. Get started today!
Got questions about credit? Click here to see the answers to the most frequently asked questions (FAQs).
Contact Us!
HomeFree-USA
3401A East West
Highway
Hyattsville, MD
20782
Phone: 301.891.8400 / 1.866.
OWN.2DAY
Last Updated (2009-04-08 09:36:46)
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