Welcome to HomeFree-USA

Homeownership means different things to different people. For some, it’s a sign of wealth. For others, it’s a source of security. Others associate homeownership with peace of mind and family.

No matter how you view homeownership, HomeFree-USA can help you make it a reality. 
Since 1995, HomeFree-USA has been helping families achieve the dream of homeownership. We are a leading HUD-approved 501(c)(3) not-for-profit homeownership development, foreclosure intervention and financial empowerment organization. 

Despite the economic challenges facing Americans today, HomeFree-USA has successfully given working class families the financial skills necessary to not only become financially self-sufficient, but to build wealth. In fact, 92 percent of HomeFree-USA homebuyers are approved for mortgages and 90 percent of at-risk homeowners receive help through a workout plan.

Through Homeownership Centers in metropolitan Washington, DC, Atlanta, Kansas City, and South Florida, and more than 60 affiliated community-based housing counseling agencies, the HomeFree-USA nationwide NonProfit Partner Network represents more than 15 million homebuyers and homeowners nationwide.

And we do all of this by fostering strong relationships with our clients, funders and partners. With a tenured background in mortgage servicing, the HomeFree-USA staff is committed to excellent customer service and measurable results.

Let us be of service to you today.

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HomeFree-USA News

HomeFree-USA and REACH Merge to Create HomeFree-USA South Florida Office

HomeFree-USA and Real Estate, Education and Community Housing, Inc., (REACH) of Palm Beach Gardens, FL, have agreed to merge their South Florida operations, creating one of South Florida’s largest non-profit housing agencies.  The combination will bring together the best of both organizations and cultures and will feature superior service to clients, expanded capacity and a greater level of experience and market penetration.  The merger  takes effect on September 1.  read more...

HomeFree-USA Awarded Grant to Raise Awareness of Loan Modification Scams 

With funding from NeighborWorks America, HomeFree-USA will launch a campaign to raise awareness of the preponderance of loan scams in certain high-risk target markets and how victims of scams can seek assistance. The campaign will also advise homeowners on how to locate trusted and reliable foreclosure prevention assistance. Over the next 12 months HomeFree-USA branches in Metro DC, Kansas City, Atlanta, and South Florida and its affiliates Housing Options and Planning Enterprises in Oxon Hill Maryland, KCCD of Los Angeles, Mabuhay Alliance in San Diego, and Boat People SOS in Northern Virginia will outreach to some of the most vulnerable populations. Learn more about the campaign at http://www.loanscamalert.org/.

Click here to learn about Project Restore

HomeFree-USA Project ReBound Program

HomeFree-USA is working to help communities nationwide to rebound from the devastation of foreclosed properties. By purchasing foreclosed properties, renovating them and then making them available for sale, HomeFree-USA is helping to keep homeownership affordable for workforce families. Click here to see an available property in metro DC...

HomeFree-USA Publishes 2009 Annual Report click here...

HomeFree-USA Hosts Highly Successful 7th Annual Reaching Millions Leadership and Housing Counseling Training Conference

Nonprofit leaders from around the country gathered in San Juan, PR to discuss the current state of the housing market. The conference theme was Back to Basics: the Future of Homeownership. Housing industry representatives from the for-profit, governmental and nonprofit sectors discussed best practices.  HomeFree-USA presented new programs for helping homeowners and homebuyers and using foreclosed properties to create affordable housing opportunities. Attendees described the conference as 'educational, relevant, fun, supportive and inspirational.

HomeFree-USA Hosts Successful Sustainable Homeownership for All Conference

More than 200 housing industry leaders came together on February 18 for a one-day conference designed to address various aspects of the housing crisis. Speakers such as FDIC Chair, Sheila Bair, Freddie Mac Deputy Chief Economist, Amy Crews Cutts and Michelle Pinnix, SVP, First American discussed the genesis of the crisis, where it is now, and where it is going.  NCLR president, Janet Murguia spoke compellingly of the ways to improve homeownership for people of color. Other speakers included Vance Morris of HUD, Lori Jones Gibbs of Genworth, and George Fraser of FraserNet. Click here to see the full agenda, speakers and sponsors.

HomeFree-USA Opens Free Walk-in Center for Delinquent Borrowers                           with Freddie Mac Loans

Freddie Mac and HomeFree-USA are pleased to announce the opening of a new walk-in Borrower Help Center where delinquent borrowers with Freddie Mac-owned mortgages can get free, confidential ‘holistic’ financial counseling and one-on-one help to obtain a mortgage modification from their lenders. Read more...

HomeFree-USA Joins Hope Now in the Introduction of LoanPort

HomeFree-USA has joined the Hope Now Alliance in the introduction of the HOPE LoanPort. LoanPort streamlines the process of documenting and verifying a homeowners eligibility for a Making Home Affordable loan modification by providing lenders and servicers with a complete document package. read more...

American Banker Viewpoint: Key Voices Missing in Loan Mod Discussion

In a July 14 issue of American Banker Viewpoint, Marcia Griffin, HomeFree-USA President and Faith Bautista, President and CEO of Mabuhay Alliance express their disappointment that key decsion makers will be missing from a meeting between the lenders and the Administration. They also give their recommendations for ensuring the success of MHAP. Click here to read the full Viewpoint...

American Banker Op-ed: Tenant to Homeownership

HomeFree-USA and Faith Bautista, the president and chief executive of the Mabuhay Alliance in San Diego have joined to promote a Tenant to Homeowner program for homeowners impacted by the foreclosure crisis. As described in a recent op-ed in American Banker, the program encourages a speedy, uncontested foreclosure by the lender that allows the homeowner to stay in the property as a tenant with the option to repurchase the property. It endorses structured payment plans that allow part of the rent to be applied to a down payment for repurchase as well as incentives for lenders who opt-in to the program.

The Tenant to Homeowner program is a bold approach to alleviating some of the hardship suffered by both borrowers and lenders. Click here to read the full American Banker op-ed... 

Contact Us!

HomeFree-USA
National Office
3401A East West Highwy
Hyattsville, MD  20782
(301) 891.8400