Credit help

Your credit is the single most important element in the acquisition of a home loan.  Not only does your credit report (and score) determine whether or not you'll be approved, it also determines how much you'll end up paying for your home over the life of your loan.  The higher your credit score, the lower your interest rate will be.

As you begin on your path to homeownership, take the necessary steps to ensure that you get home quickly and safely.  The primary tool you will need to guide you is a current copy of your credit report. 

While most credit reports are often times difficult (if not impossible) to read, the HmeFree-USA credit report is designed for you to understand. So get started today. Order your credit report now.

If you already have your credit report and some of the information needs to be corrected, our sample credit correction letter can help you.

Be smart, use credit wisely!