Leadership

Marcia Griffin possess more than twenty years of experience in the mortgage lending and servicing industry.  While Senior Vice President at National Loan Servicenter, Marcia witnessed many frightening and disheartening acts.  She saw firsthand how many individuals and families were not given access to the benefits and wealth that homeownership fosters.  Through her years of experience, Marcia recognized how often people lacked the knowledge and skills to make informed choices about homeownership. Many were particularly vulnerable to predatory lending practices. It was clear to her that unprepared and unknowledgeable homebuyers paid more and received less than their more knowledgeable counterparts. Feeling the need to change the paradigm and to help those who desperately needed it, Marcia founded HomeFree-USA. Marcia  received her B.A. in Economics from Fisk University and her MBA in Business Administration with an emphasis in Marketing from Howard University.

James Griffin, Jr., Chief Executive Officer

James Griffin has a 30+ year career in mortgage banking with a focus on affordable housing and direct experience in mortgage lending, management of specialized loan programs, inner city real estate development, housing consulting, and the provision of transitional housing and support for homeless families. He has worked across the U.S. and abroad serving as a financial advisor and public housing policy consultant to HUD, U.S.A.I.D., World Bank, and numerous city, state and foreign governments. Early in his career, Mr. Griffin founded and was President of Spectrum Funding Corp., established in 1994, and National Loan Servicenter, Inc., established in 1975. As full-service mortgage banking, loan servicing, real estate management, and policy planning organizations Spectrum and NLS served both public and private sector clients.

Board of Directors

Lori Jones Gibbs, Vice President (Chair)
Genworth Mortgage Insurance

James Griffin, Director
HomeFree-Funding

Marcia Griffin, President
HomeFree-USA

Kathy Cummings, Senior Vice President
Bank of America

Scott Reed
Chesapeake Enterprises

Gwendolyn Thomas
Internet Travel

Paul Wylie
Urban Coyotes, Inc.