Marcia's Blog

What is a HUD approved agency and why that matters

When you don’t have a lot of knowledge about something, I’m all for getting some good advice. But it’s critical that we are careful about who we get advice from. When it comes to getting advice on buying a house, all homebuying help is not the same. Read on for what you should be looking for.

These days there is an expert for everything. That means there are plenty of people and organizations that may be offering you advice on how to buy a house. While it’s nice to have options, all homebuying help is not the same. In fact, a HUD-approved homeownership development agency like HomeFree-USA can spell the difference between your success and failure.


A HUD-approved agency is one that has been trained and certified by the Department of Housing and Urban Development. Such an agency can help you to analyze your financial situation to see if you’re ready to buy a house or if there are some improvements you should make to your finances. They can also guide you through the homebuying process and help you make sense of the many options that lenders and mortgage servicers may be offering. If you run into trouble paying your mortgage, a HUD-approved agency may be able to help you avoid foreclosure.

Still not sure a HUD-approved agency is for you? Here’s how one can make a difference in your life.


They can help you avoid scams. When you’re not familiar with the homebuying process, it’s easier for someone to talk you into something that’s not in your best interest. In fact, HUD has even launched an anti-scam campaign to educate people about all of the potential risks. By working with a HUD-approved agency, you can rest easy that someone is in your corner.

They can help you with your credit issues. Even if you don’t think you’re ready to buy a house, a HUD-approved agency can help you to get there. A homeownership advisor can sit down with you and go over your credit and help you come up with a plan to improve and get your finances in order.

They are knowledgeable about HUD programs. Buying a house typically requires thousands of dollars in down-payment and closing costs. However, you may not have to come up with that money yourself. There are HUD programs designed to help you come up with money for buying a house and that can make the homebuying process easier. A HUD-approved agency can share those resources with you.

They ensure that you are eligible for HUD program money. There are several HUD programs that offer money to help consumers buy a house. However, many of these programs require you to undergo coaching by HUD-certified advisors in order to participate. If you want to explore all of your options, visiting a HUD-approved agency should be a top priority.

When it comes to getting advice, make sure it’s knowledgeable and trustworthy by dealing with a HUD-approved agency. Explore your options by calling HomeFree-USA today.