Cobb County Approves Program for Homeowners

HomeFree-USA to administer the mortgage payment assistance and homeownership guidance program

Media Release

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Cobb County Government Contact Info
Ross Cavitt | Cobb County Communications |

Earnest Davis | e3 Brand Group |

Cobb County Board of Commissioners approves emergency funding to provide Cobb County homeowners affected by COVID-19

HomeFree-USA to administer the mortgage payment assistance and homeownership guidance program

Cobb County, GA – (August 19, 2020)
Last month, the Cobb Board of Commissioners approved $4.8 million in emergency funding to help our homeowners, using a portion of the money allocated to the county in the federal Coronavirus Aid, Relief and Economic Security Act. The Cobb Home Saver Program is now accepting applications at

Cobb homeowners who have fallen behind in their mortgage payments due to a COVID-19 related involuntary financial hardship, medical hardship or death of a spouse/co-borrower will be eligible for up to $4,800 of mortgage payment assistance, as well as optional homeownership counseling. They must have occupied the home prior to March 1, 2020, and currently occupy the home. They must also currently be delinquent on their mortgage payments.

Visit to review a complete list of eligibility criteria and to apply. Grant applications are being accepted on a “first-come, first-served” basis and all applications will be reviewed and processed in the order they are received. Grant amounts awarded to homeowners may vary.

The Cobb Home Saver Program is designed to mitigate home losses and provide counseling. Both independent and government studies have shown when engaged at the onset of a crisis, homeownership education and counseling reduce the odds of foreclosure by 42 percent.

The program is being administered by HUD intermediary HomeFree-USA, a nationally recognized nonprofit homeownership development and foreclosure prevention organization. HomeFree-USA staff will review each application and its supporting documents for eligibility and determine -- based on eligibility requirements -- recipients to receive grants and counseling. Mortgage payments will be paid directly to the lender on the borrower’s behalf.

“During this unprecedented time, too many people are struggling financially and facing housing instability,” says Marcia Griffin, President and CEO of HomeFree-USA. “HomeFree-USA is honored to work with Cobb County homeowners to help them stabilize their housing needs now and put them on a path to ongoing homeownership success.” 

About HomeFree-USA
HomeFree-USA is a leading nonprofit homeownership development and financial empowerment organization. Over its 25-year history HomeFree-USA has produced more than 10,000 first time homebuyers and enjoys a 0% foreclosure rate among the homeowners it prepared for homeownership. As a HUD Intermediary, HomeFree-USA oversees a nationwide network of 53 community and faith-based nonprofit homeownership development agencies. Learn more at